Buy now pay later OR interest free credit now available at MFI

How our buy now pay later account works

Minimum spend £400:

If you choose our BUY NOW PAY LATER option you will pay the cash price + a £29 settlement fee.

OR

At the end of the BUY NOW PAY LATER period you can choose to pay the balance with 48 monthly payments at an APR rate of 29.8% (FIXED). Please note the £29 settlement fee is not applicable should you choose to pay this way.

Representative Example:

Cash price £400, No deposit to pay, Amount of credit = £400. Pay balance within the 12 month BUY NOW PAY LATER period. Total payable £400 + £29 (settlement fee) = £429 (29.8% APR - fixed).

OR

Choose not to pay the balance within the 12 month BUY NOW PAY LATER period and pay 48 monthly payments of £21.57. Total payable £1,035,36 APR 29.8% (fixed).

How our interest free credit works

Minimum spend £400:

No deposit to pay, No interest charged, you just spread the cost over 18 equal monthly installments.

Representative Example:

Cash Price £630, No deposit to pay, Amount of credit = £630, you pay 18 equal monthly installments by direct debit of £35.00
Total Amount payable is £630 (0% APR).

MFI Direct, Amsterdam Road, Hull, HU7 0XF – Registered (England) No. 07406056 (VAT Registered No. 100114796)

Finance for MFI Direct, Amsterdam Road, Hull, HU7 0XF is provided by Barclays Partner Finance