At MFI we’re experts in the most important rooms in the home. The rooms where life is lived, pleasures planned and enjoyed, and where memories are laid down.

Our role is to help you create rooms that are unique to you, that reflect your dreams and needs. As well as our superbly designed products, we provide a range of flexible services designed to meet all your needs.

As well as our superbly designed products, we provide a range of flexible services designed to meet all your needs. These include:

• A comprehensive home measuring survey
• A computer generated design plan to demonstrate how your new room will look
• A FIRA (furniture industry research association) approved gold standard installation service
• A range of innovative care and protection services to help you keep your furniture looking good for years to come, and
• Home delivery to a room of your choice.

Spend levels exclude installation, warranties, delivery, appliances and German kitchens.At MFI we have a massive range of repayment options all totally interest free there is sure to be one that suits you.

Spend ValueInterest Free Credit Term Options
£500 +Up to 3 Years IFC with Nothing to pay for the first year
£750 +Up to 4 Years IFC with Nothing to pay for the first year
£1,000 +Up to 5 Years IFC with Nothing to pay for the first year

Loan AmountMonthly PaymentMonthly PaymentMonthly PaymentMonthly PaymentMonthly PaymentTotal Amount Repayable
1st Year12 Month Term24 Month Term36 Month Term48 Month Term
£500£0£41.67N/AN/AN/A£500
£600£0£50.00N/AN/AN/A£600
£700£0£58.33N/AN/AN/A£700
£800£0£66.67N/AN/AN/A£800
£900£0£75.00N/AN/AN/A£900
£1,000£0£83.33£41.67N/AN/A£1,000
£2,000£0£166.67£83.33£55.56N/A£2,000
£3,000£0£250.00£125.00£83.33£62.50£3,000
£4,000£0£333.33£166.67£111.11£83.33£4,000
£5,000£0£416.67£208.33£138.89£104.16£5,000
£6,000£0£500.00£250.00£166.67£125.00£6,000
£7,000£0£583.33£291.66£194.44£145.83£7,000
£8,000£0£666.67£333.33£222.22£166.66£8,000
£9,000£0£750.00£375.00£250.00£187.50£9,000
£10,000£0£833.33£416.67£277.78£208.33£10,000

 

How does nothing to pay for the first year work?
We don’t need any payment at all for a whole year from the day you decide on your purchase. You then have the option of paying for it up to 48 months at 0% APR (spend levels apply).

Do I have to pay a deposit?
We don’t even ask for a deposit – but if you would prefer to reduce your payments, you can pay a deposit, it’s your choice. (However it is recommended a 10% deposit is taken to allow room for manoeuvre if the sale value does reduce.)

Can I pay over a shorter term time?
Yes. You can choose to pay for your furniture over a shorter term time. We give you the total flexibility of how quickly you would like to pay off your mfi purchase

What if I don’t want MFI’s credit offer?
No problem – if you would prefer not to opt for MFI’s credit offer you can pay by cash, debit and all major credit cards. You must pay you balance in full 28 days prior to delivery.

Typical 0% APR
Example: Cash price and amount of credit £3000.00; no deposit, repay nothing for twelve months then 48 monthly repayments of £62.50.Total amount payabale £3000.00. Typical 0% APR.MFI Retail Ltd is a licensed credit broker, 33 The Hyde, Edgware Road, London, NW9 6TD which is the registered office of the company registered in England. Registered number: 05798553. Credit is only available to persons aged 18 or over, subject to status.

Please Note: Interest Free Credit is only available instore

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